2025 has seen a shift in the landscape of mortgage rates, but with the Federal Reserve's decision to hold or cut rates in the coming months, there's still uncertainty. While mortgage rates recently dropped below 6.5%, this is still higher than the historical lows of the pandemic. How will the Fed's actions influence mortgage rates throughout the year?

Read More

30-year fixed mortgage rates have dropped to around 6.5%, marking the lowest level since October 2024 AP NewsNew York Post.

15-year fixed rates also eased to approximately 5.6% AP News.

Economic uncertainty, especially weak employment data, is driving bond yields lower, which in turn is encouraging mortgage rate declines InvestopediaBarron's.

Read More