So… you’ve been paying rent, cleaning your lint trap (most of the time), and keeping your plants mostly alive. Guess what? You might be more ready to buy a house than you think.
Welcome to Mortgage 2025: The “You Got This” Edition. We’re breaking down what you really need to know — no boring finance speak, we promise.
As we enter the second half of 2025, many homeowners and hopeful buyers are wondering: Is now the right time to refinance or purchase a home? With the economy continuing to shift and housing markets showing signs of adjustment, it’s a smart move to pause and re-evaluate your mortgage strategy.
Here’s a quick mid-year mortgage check-in to help guide your next steps.
If you’ve been on the fence about buying a home — or refinancing the one you already own — you're not alone. With interest rates still hovering around the mid-6% range and housing prices holding firm, many are asking: “Is this really the right time?”
The truth? Yes — if you’re informed and prepared, 2025 is still a great year to make a move. Here's why: