What is a DSCR Loan?

DSCR stands for Debt Service Coverage Ratio, a powerful loan option designed specifically for real estate investors. Unlike traditional loans that rely heavily on your personal income, DSCR loans focus on the income-generating potential of the property itself. Lenders use the property’s rental income to determine loan eligibility, making this a flexible and accessible option for investors looking to scale their portfolio.

How DSCR Loans Help Investors:

• No Personal Income Verification – Approval is based on the property's cash flow, not your W-2s or tax returns.

• Close in an LLC – Maintain asset protection and maximize tax benefits by closing the loan under your business entity.

• Fast and Flexible Funding – DSCR loans often have streamlined documentation, making the process faster and less cumbersome.

• Great for Short-Term or Long-Term Rentals – Whether it’s a vacation rental or a multi-family investment, this loan type fits a variety of strategies.

Why Choose Martian Mortgage?

At Martian Mortgage, we specialize in helping investors take their real estate ambitions to the next level. Here’s why smart investors partner with us:

• 🏆 Investor-Focused Expertise – We understand the unique needs of real estate investors and know how to structure DSCR loans for maximum benefit.

• 🏢 LLC-Friendly Closings – We make it easy to close in your LLC so you can protect your assets and operate like a pro.

• 🚀 Streamlined Process – Our experienced team handles the heavy lifting, guiding you from application to closing with speed and clarity.

• 💡 Tailored Solutions – Every investor is different. We take the time to understand your goals and recommend loan options that align with your strategy.

Ready to Buy Your Next Investment Property?

Let Martian Mortgage show you how easy and effective DSCR lending can be. Reach out today to speak with a loan advisor who knows investing and is ready to help you succeed.